Disclosures and licensing

The regulated language that governs everything else on this site, reproduced in full and unchanged from the text carried on our advertising.

Disclaimer: Information provided by HomeBuyerSchool.com and LRSP Holdings LLC is for general educational purposes only and may include examples or estimates. It is not a commitment to lend or an offer to extend credit. Program availability, eligibility, terms, and rates can change at any time and vary by lender and individual qualification. Always verify details with a licensed mortgage professional.

Credit Repair Education: HomeBuyerSchool.com is not a credit repair organization and does not provide credit repair services. All credit-related information shared is educational in nature. Results vary by individual circumstances, and there is no guarantee of improved credit scores or mortgage approval. We do not promise specific credit score increases or timelines. You have the legal right to dispute inaccurate information with credit bureaus yourself at no cost. Credit improvement requires time, and individual results depend on your unique financial situation.

Real estate brokerage services are provided by HomeBuyerSchool.com, a Licensed Texas Real Estate Broker (TX License #9015852). Mortgage services are offered separately by Bradley Pounds, Texas Mortgage Loan Originator (NMLS #2731896), sponsored by Rapid Mortgage LLC (NMLS #2425173). You are under no obligation to use Rapid Mortgage, and you may choose any lender or real estate professional you prefer.

This communication is not legal, financial, or tax advice. Always consult the appropriate licensed professional for guidance.

Who we are

HomeBuyerSchool.com™ is an educational platform and marketing brand operated by LRSP Holdings LLC, a licensed Texas real-estate brokerage. We provide educational information, resources, and personalized consultations to help Texans understand the home-buying process and discover special programs that may make homeownership more affordable.

LRSP Holdings LLC
Texas Real Estate Broker License #9015852
Address: 10314 Wolftrap Dr., Austin TX 78749
Phone: +1 254-332-1804

Real-estate licensing information

Broker of Record: Bradley Pounds — Texas Real-Estate Broker License #9015852
Business Entity: LRSP Holdings LLC d/b/a HomeBuyerSchool.com

Mortgage licensing and disclosure

Some educational materials on this site discuss mortgage programs, interest rates, or credit-readiness topics. When those topics are covered, they are presented by Rapid Mortgage LLC (NMLS Company ID 2425173) and Bradley Pounds, Mortgage Loan Originator (NMLS ID 2731896).

All mortgage-related conversations, credit checks, and pre-qualification steps are performed solely under the supervision and licensing of Rapid Mortgage LLC. When acting as a mortgage loan originator, Bradley Pounds represents Rapid Mortgage LLC and not LRSP Holdings LLC.

You are under no obligation to apply for financing through Rapid Mortgage LLC. HomeBuyerSchool.com and Rapid Mortgage LLC are separate entities.

RESPA compliance statement

HomeBuyerSchool.com and Rapid Mortgage LLC comply with the Real Estate Settlement Procedures Act (RESPA, 12 U.S.C. § 2607) and all applicable Texas real-estate and mortgage-broker laws.

No party gives or receives anything of value for the referral of settlement-service business.
All payments to LRSP Holdings LLC are for bona fide educational, marketing, or real-estate brokerage services.
Any mortgage services are separately regulated and compensated through Rapid Mortgage LLC.
LRSP Holdings, LLC may receive referral compensation from other real estate brokers.

Consumer protection

Texas Real Estate Broker #9015852 · NMLS #2731896 · Rapid Mortgage LLC NMLS #2425173